5 Reasons To Be Grateful For Your Student Debt

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Facing student debt and feeling like you’ll never get out?

I’ve been there — staring down my own six-figure student loans, feeling powerless and hopeless for the future.

If you’re like me, you might be harboring some deep resentment for your student debt and the system that landed you with it. But this mindset feeds into negativity that can make student debt harder to deal with.

Instead, acknowledging the upside of student debt can help combat feelings of hopelessness and even lower student debt stress.

During this holiday season, we’re reminded of the power of gratitude. Being thankful for student debt isn’t easy, but if you look closely, you probably can find the silver lining.

Here are a few reasons borrowers might feel grateful for their student debt this year.

Your Student Loans Made Higher Education Accessible

“The Direct Loan program plays a key role in providing millions of Americans with an opportunity to obtain a postsecondary education,” the Federal Student Aid Office states.

In fact, 71 percent of college graduates carry student loan debt. For these graduates and their families, student loans provided funding that brought a college education within reach. Without student loans, I probably wouldn’t have been able to pay for college.

Perhaps you could’ve made your college costs work, but you would’ve made compromises like choosing a lower-cost school or taking longer to complete your degree and paying as you went.

Student loans can be a pain to pay off, but it’s important to remember the opportunities they helped you access along the way.

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